Providing Market Returns without the Risk
Howard Frenia is a nationally recognized financial advisor known for his disciplined approach, exceptional client service, and unwavering commitment to helping individuals and families achieve their financial goals.
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Based in Hudson, Florida, Howard brings a meticulous, organized, and client-first philosophy to his practice. His ability to simplify complex financial strategies while maintaining a high standard of service has earned him the trust of clients nationwide. Howard believes that strong planning, consistent communication, and genuine relationships are the foundation of long-term financial success.
Howard Frenia is deeply rooted in Hudson, FL, where he lives with his wife, Laura, and enjoys the bustling life of a large family, including his five children and six grandchildren. A passionate sports enthusiast, Howard follows the Tampa Bay Rays and the Miami Dolphins religiously. His household is lively, shared with their adventurous cat, Rambo, and a bearded dragon named Jordan.
Howard Frenia is deeply rooted in Hudson, FL, where he lives with his wife, Laura, and enjoys the bustling life of a large family, including his five children and six grandchildren. A passionate sports enthusiast, Howard follows the Tampa Bay Rays and the Miami Dolphins religiously. His household is lively, shared with their adventurous cat, Rambo, and a bearded dragon named Jordan.
Howard believes that great leadership is about balance — empowering people to excel while maintaining focus and discipline. He emphasizes continuous growth, effective communication, and creating an environment where individuals can thrive in their strengths. By fostering collaboration and building systems that support accountability, Howard ensures teams consistently perform at the highest level.
Howard Frenia has been recognized as a respected voice in sales leadership and contact center management. He has contributed insights on performance, innovation, and customer experience across industry events and professional platforms. His thought leadership reflects not only expertise but a passion for building cultures of excellence and growth.
Looking for a trusted voice in retirement income planning who inspires confidence and clarity? Howard Frenia delivers powerful insights on retirement income strategies, risk management, client education, and long-term financial confidence. With years of experience guiding individuals through complex retirement decisions, Howard provides practical, real-world strategies that resonate with both professionals and clients alike.
Building on that commitment to clarity and credibility, Howard Frenia was recently named an Honored Listee by Marquis Who’s Who, a recognition reserved for professionals who demonstrate exceptional leadership, influence, and achievement in their field. This distinction reflects Howard’s disciplined approach to retirement income planning, his dedication to client education, and the trust he has earned through years of guiding individuals and families through critical financial decisions.
Looking for a trusted voice in retirement income planning who brings clarity, confidence, and credibility to every conversation? Howard Frenia delivers powerful insights on retirement income strategies, risk management, client education, and long-term financial confidence. With years of experience guiding individuals through complex retirement decisions, Howard provides practical, real-world strategies that resonate with both professionals and clients alike.
A Top of the Table member of the Million Dollar Round Table (MDRT), an achievement earned by fewer than 1% of financial professionals worldwide, Howard represents the highest standard of excellence in the financial services industry. This distinction reflects his disciplined approach to retirement income planning, consistent performance, and unwavering commitment to putting clients first.
Further reinforcing that commitment to leadership and impact, Howard Frenia was recently named an Honored Listee by Marquis Who’s Who, a recognition reserved for professionals who demonstrate exceptional influence, achievement, and integrity in their field. Together, these honors underscore the trust Howard has built through years of guiding individuals and families toward confident, well-structured retirement outcomes.
Schedule a retirement planning meeting with Howard Frenia to discuss income strategies, risk management, and a path forward tailored to your goals.
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"Howard made retirement income simple and clear. We finally feel confident about our future."
"No pressure, no confusion, just honest guidance. Working with Howard gave us real peace of mind"
"Howard listened, explained everything clearly, and built a plan that actually fits our life."
"We trust Howard completely. His approach to retirement income planning feels thoughtful and realistic."
Providing Market Returns without the Risk
Providing Market Returns without the Risk
The information provided on this website is for educational and informational purposes only and is not intended as personalized financial, investment, legal, or tax advice. Any opinions expressed are general in nature and may not be suitable for every individual.
Financial planning strategies, investment concepts, and insurance solutions should be evaluated based on individual circumstances, goals, and risk tolerance. All investing involves risk, including the potential loss of principal. Past performance is not indicative of future results.
Advisory services, insurance products, and annuities may be offered through properly licensed financial professionals. Guarantees associated with insurance or annuity products are subject to the claims-paying ability of the issuing insurance company.
Scheduling a meeting does not obligate you to purchase any products or services. Meetings are intended to be educational and informational in nature.
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